Paidoff™
Homeowner’s Ultimate Loan
Paidoff™ is the best home loan in America! It allows you to pay off your home Much Faster than a Traditional Mortgage. Most of our homeowners pay their homes off under 5 years. All of your mortgage payments go straight to Principal first not Interest. You only pay Simple Interest, not Compound Interest. You also have a full control and freedom to pay as often as you would like. The snowball effect allows you to pay off your mortgage super fast saving hundreds of thousands on interest. All of our clients become addicted to how quickly their mortgage balance drops without changing their lifestyle. As a huge bonus, you get an automatic Line of Credit which allows you to grow your wealth exponentially. If you can get your hands on Paidoff™, it is the Homeowner’s Ultimate Loan.
Paidoff™ works in Any Economy and Gives You Total Control, Flexibility, and Peace of Mind.
The great thing about Paidoff™ is regardless of the economy, or what happens in your life, you are in complete control and have the flexibility to deal with it without all the stress and feeling hopeless. The Peace of Mind that Paidoff™ provides is Priceless!
Compare How the Mortgage Balance Drops
Paidoff™ vs Traditional Mortgage
Our clients usually pay their homes off in under five years. The Paidoff™ Much Faster Formula™ shows how this is possible.
GIVE US 30 MINUTES OF YOUR TIME, AND WE WILL GIVE YOU 30 YEARS OF YOUR LIFE BACK.
With Paidoff™, Interest Rate Does NOT Matter,
Americans have been misled into thinking that the interest rate is the most crucial factor when getting a mortgage. It isn’t, but it is easier for the banks to sell based on the interest rate. Additionally, that is the only thing most consumers ask about when shopping for a home loan. What is the interest rate, and what is my payment? And if it is a purchase, they also ask how much they need to bring to the closing. It is easier for both parties. The banks love it because they make a ton of money based on the interest over the long term, and they love it when the homeowner refinances or buys another home because they get to reset that interest-making profit machine for them. Please download our Free E-book, which shows you all the tricks they play with you and how you can turn the tables on them.
Paidoff™ puts you in control of your mortgage and financial destiny.
Paidoff™ Outperforms the Traditional Loan
at even the Lowest Rate Ever, 2.65%
In January 2021, the 30-year Fixed Rate Mortgage hit the lowest level ever at 2.65%. Even comparing rates now 3 years later at a much higher rate for Paidoff™ variable rate of 8.665%, Paidoff™ outperforms in every category.
Paidoff™ Traditional
30-Year Home Equity Line of Credit, Loan Amount: $400,000, Secured Overnight Financing Rate, (SOFR) initial rate of 4.665%, Loan Margin: 4.00% with initial interest rate of 8.665%. The floor Rate is 3.75%, and the Maximum Rate is 14.665% %, with an average Historical Trend Rate of 6.874%. Credit Score of 700, Monthly Deposit Amount of $10,000, and $4,500 positive cash flow at the end of the month. The average minimum monthly payment is $1,244.96.
Everyone’s results will vary depending on the loan balance, rate, the interest rate assumption, and the money applied to the daily loan principal.
30-Year Fixed Rate Mortgage, Loan Amount: $400,000, with Interest Rate 2.65%. Credit Score of 700 with a required Monthly Principal and Interest Payment of $1,611.86. Amortizing Traditional loans slows progress with principal paydown, adding unnecessary interest expenses, resulting in lost time and money.
Paidoff™ Comparison Loan’s Effective Annual Percentage Rate, APR, is 1.592 % compared to 2.65% with Traditional. The APR is the actual true cost of the loan. Not only did the lower interest rate Traditional mortgage cost $76,935.11 more in interest cost than Paidoff™, but the homeowner would need a 30-year Fixed-Rate Mortgage at 1.592 % to beat Paidoff™. This rate has never existed and probably never will! Besides accomplishing all this, please do not forget you shaved 23.1 years off your 30-year fixed-rate mortgage.
When you schedule a Free Consultation with us, we will run your numbers to see if Paidoff™ is right for you. You will also receive a 6-page loan comparison to make an informed decision.
Paidoff™ Drastically Outperforms the Traditional Loan
when rates are higher, 7.00%
Paidoff™ Traditional
30-Year Home Equity Line of Credit, Loan Amount: $400,000, Secured Overnight Financing Rate, (SOFR) initial rate of 4.665%, Loan Margin: 4.00% with initial interest rate of 8.665%. The floor Rate is 3.75%, and the Maximum Rate is 14.665% %, with an average Historical Trend Rate of 6.874%. Credit Score of 700, Monthly Deposit Amount of $10,000, and $4,500 positive cash flow at the end of the month. The average minimum monthly payment is $1,244.96.
Everyone’s results will vary depending on the loan balance, rate, the interest rate assumption, and the money applied to the daily loan principal.
30-Year Fixed Rate Mortgage, Loan Amount: $400,000, with Interest Rate 7.00%. Credit Score of 700 with a required Monthly Principal and Interest Payment of $2,661.21.
Amortizing Traditional loans slows progress with principal paydown, adding unnecessary interest expenses, resulting in lost time and money.
Paidoff™ Comparison Loan’s Effective Annual Percentage Rate, APR, is 1.347 % compared to 7% with Traditional. The APR is the actual cost of the loan. Not only did the lower interest rate Traditional mortgage cost $471,591.85o more in interest cost than Paidoff™, but the homeowner would need a 30-year Fixed-Rate Mortgage at 1.347 % to beat Paidoff™. This rate has never existed and probably never will! Besides accomplishing all this, please do not forget you shaved 24.2 years off your 30-year fixed-rate mortgage.
These comparisons validate that the Interest Rate Does NOT Matter with Paidoff™ and Paidoff™ clients Pay Off their Home Much Faster by over 23 years and Win Financially in Every Way!
A Real-Life Story – Chris & Catherine D.
Interest Rate Does NOT Matter with Paidoff™
Chris and Catherine had a 3.375% interest rate on a 20-fixed mortgage that they refinanced during COVID-19 in 2021. Like most people, they took advantage of historically low interest rates. Chris works at a bank, so he is very financially savvy. They did everything that most people could to pay off their home quickly. They made bi-weekly mortgage payments and even went an additional step by making weekly extra payments to pay off their mortgage early. Click Here to see how the Bi-Weekly performs compared to Paidoff™.
What were Chris and Catherine’s results? They paid off their home in two years, even with interest rates climbing, almost 5% higher than when they started. The best thing is that they were able to pay off their home Much Faster without changing their spending habits or lifestyle. Chris was so impressed with Paidoff™ that he offered to make free videos from the borrower’s perspective because there was nothing on the internet. Chris does an incredible job of explaining Paidoff™ and what to expect as a borrower. Click here to watch Chris’s videos on Paidoff™.
Chris also masterly utilized Paidoff’s™ generous 30-year Line of Credit to grow his wealth substantially. He funded over 19 flip-and-fix deals with a local real estate investor and made other investments that netted him substantial profit. Unlike a Traditional mortgage, with Paidoff™, you can grow your wealth exponentially.
Paidoff™ 30-Year Line of Credit
Automatic Wealth Accumulation Machine
Paidoff™ gives you so many financial possibilities you can only dream about. It is the only loan that offers you complete control of your money, not your bank. The extensive Line of Credit is a mind-blowing opportunity to grow your wealth. You can use it as an Emergency Fund or purchase investment properties to rent out and create passive income. You can invest your funds in any way you desire, with your financial planner and/or with our partner, at a 12% or 15% Guaranteed Rate of return. The possibilities are endless.
Paidoff™ is backed by over 150 years of mortgage expertise and one of the country’s most efficient and
customer-driven mortgage companies.
I Want Paidoff™! What Do I Do?
Click on the Schedule a Free Consultation button or contact us. We will advise you on how to pay off your home Much Faster!
